Credit Analyst

Credit Analyst

About Us:

Alaya is a place where dreams take shape and grow. Originally founded as Home Loan Experts in 2007, the company expanded its reach by establishing HLE Nepal in 2012, which later rebranded to Alaya. This transformation signifies Alaya’s unwavering commitment to supporting not only its customers and clients but also its community and colleagues. Alaya goes beyond being a mortgage industry leader, offering a boundless place of limitless potential where individuals can dedicate their hearts, flourish, and shine. Alaya redefines the power of place, becoming “Your Place” to dedicate your heart, to flourish, and to shine.

Alaya and Home Loan Experts offer more than mortgage expertise; it’s a place where you can thrive. Here, we value Passion, Care, and Oneness—caring deeply for our team and embracing unity. Together, the Alaya team works as one family, united in their mission to help people realise their dreams.

About you:

You are a detail-oriented and analytical professional with a knack for problem-solving in fast-paced environments. With a strong foundation in finance and a keen ability to handle numbers, you possess excellent planning and organizational skills that drive efficiency and compliance in financial assessments. Your creative thinking helps you navigate complex scenarios, while your exceptional people skills ensure effective communication with clients and team members alike. You are proactive about personal growth, eager to mentor others, and always ready to learn and adapt. If you’re looking to leverage your financial expertise and interpersonal abilities to make a significant impact, join us to advance your career in an exciting and dynamic field.

About The Role:

As a Credit Analyst at Home Loan Experts, you will play a crucial role in enhancing our brokerage services through meticulous credit assessments and effective client interactions. This role requires you to prepare and review financial documents, ensure compliance with lender requirements, and solve challenging scenarios by liaising with various stakeholders. Additionally, you will generate valuable leads and support post-settlement services, contributing directly to our strategic goals. This position offers a pathway to grow into managerial roles within the finance sector, providing a platform for continuous professional development and leadership opportunities.

Some of your responsibilities will include:

• Collaborating with Australian lenders to analyze and solve financial scenarios
• Assessing completed files with a keen eye for detail and accuracy
• Preparing preliminary assessments and necessary application forms for clients
• Ensuring documentation completeness and compliance with lender checklists
• Effectively communicating and addressing compliance issues with brokers
• Coordinating tasks with various departments to ensure smooth processes
• Engaging with clients to gather required information and documents
• Mentoring new team members to ensure a seamless transition into their roles
• Assisting brokers in managing client portfolios and post-settlement services
• Contributing to lead generation through effective communication and outreach

Requirements

• Academic Qualification (Any of the below):
• Masters Qualified with over 2 years work experience
• ACCA Affiliates with over 2 years working/internship experience
• Semi-Qualified CAs with over 2 years working/internship experience
• Past experience in the finance industry
• Top-notch written and verbal communication skills
• Strong problem-solving abilities and attention to detail
• Ability to work in a fast-paced environment
• Ability to prioritize tasks and handle multiple projects simultaneously
• A great attitude towards learning – as there will be a huge learning curve!
• Proficient with Google Apps (Drive, Docs, and Sheets)

What’s In It For You:

A Passion-Driven Environment: Work with a team that’s passionate about what they do and driven to succeed.
Care for You: We prioritise your well-being, offering a supportive and inclusive workplace culture.
Oneness in Diversity: Be part of a diverse team where every voice is heard and valued. Together, we celebrate our successes and grow stronger as one.

Comprehensive Benefits:

• Five Working Days (Mon-Fri)
• Complimentary full breakfast
• Working with cross-cultural teams across Australia and Nepal
• Medical and accidental insurance coverage for you and two beneficiaries.
• Exclusive Leaves:
• 18 days of paid annual leave.
• 12 days of paid sick leave.
• 1 day floating leave
• 4 months of paid maternity leave.
• 1 month of paid paternity leave.
• 13 days of paid public holidays (Extra 1 day for female employees)
• Various exclusive bonuses, including profit, festival, book reading bonus and many more.
• Employee Assistance Program (EAP) for work-based counselling.
• Employee engagement and well-being activities and events.
• Educational discounts through partnerships with various top colleges.
• Continuous learning and development opportunities
• Monthly and Quarterly Awards and Recognition
• Employee referral bonus for recommending new hires.
• Customer Referral – Refer your friends and relatives in Australia to use our services and we’ll reward you!

  Work hours: 6:00 am to 2:00 pm (non-negotiable) including a 1-hour lunch break

Disclaimer: By submitting your job application, you are consenting to the retention of your personal data in our database for recruitment purposes. Your data will be held securely and will only be accessible to authorized personnel.

If you’re ready to take on a challenging yet rewarding role as a Credit Analyst at Alaya, you are just a click away!